May 19, 2022

5 Modern Credit Card Tips and Tricks You May Not Have Known About

slider-paceholder

With the proliferation of so many credit cards along with innovations that technology has brought on, credit cards can do so many more things than just buying products or services by swiping or entering your number online.

Centers Health Care has a look at five new tips and tricks that you can use to your full advantage with most major credit cards.

  1. Link Your Card to Your Smartphone

If you’re someone who likes to travel light and leave your cards and cash at home, you can link your card to a wallet app on your smartphone and pay through your phone. These are also safe ways to pay too because the phones will either require you to put in a password or confirm through facial recognition (iPhone) before the transaction will be allowed.

  1. Add a Virtual Card

Some credit card companies offer a virtual card—a card with a different number but tied into your account that can be used for online and in-person purchases. But if this number is obtained through a phishing scam or a data breach, the number will not work if stolen.

  1. Take Advantage of Rewards

If your credit card company isn’t offering any rewards, it’s time for a new card. Take advantage of rewards points for popular activities (like airline miles or hotel stays) or just opt for a cash-back card that gives you a percent of your purchases back to you the following month.

  1. Work to Remove Interest Charges

If you have a credit card balance you’re trying to pay off, look for a card that offers a 0% interest plus balance transfer offer. You’ll have to pay a small fee (3 to 5%, typically) on the balance transfer, but then you’ll have a year or 18 months to pay off the debt without incurring monthly charges.

Recent articles

5 Health Issues That Can Stem From Not Getting Enough Sleep
August 10, 2022
5 Health Issues That Can Stem From Not Getting Enough Sleep
Read More
How to Handle and Potentially Ease Financial Stress
July 20, 2022
How to Handle and Potentially Ease Financial Stress
Read More
4 Fitness Tips if You Feel You Don’t Have Enough Time to Exercise
July 19, 2022
4 Fitness Tips if You Feel You Don’t Have Enough Time to Exercise
Read More