Saving Tips by Simply Asking
If you think the interest rate on your credit card or the amount of money you’re paying for cable or internet is too high, you don’t have to just lament over it—there’s something you might be able to do about it.
And no, you don’t need to switch providers or hunt for deals. Turns out, all you might have to do is ask.
University Center for Rehabilitation and Nursing has details on four ways you can keep the savings going just by making a phone call.
- Extend Introductory Rate
If you signed up for a service at a discounted rate but are concerned about the price hike once that period is over, call up and see if you can get the introductory rate extended. Tell the representative that you feel it’s good value at the introductory rate, but you would likely cancel if you had to pay the regular rate.
- Ask for Lower Credit Card Fees
One study found that nine out of every 10 people who asked for a waiver or a reduction on their annual credit card fee were successful. In addition, if you pay your bill in full just about every month, you can also try to ask for an interest rate decrease.
- Switch Bank Accounts
Instead of having a checking account and a savings account, switch to a money market account (they typically have a higher interest rate) and explore options for checking accounts that pay interest.
- Call for Late-Fee Forgiveness
Banks, credit cards, and other companies typically have some leniency when it comes to late fees—as long as you’re not a habitual offender. If you just forgot to pay a bill on time one month, call the company up and see if they will retract the late fee.
To learn more about University Center for Rehabilitation and Nursing and all of the services they offer, visit https://university-center.facilities.centershealthcare.org.
Care. Support. Positive Outcomes. Centers Health Care.
Centers Health Care provides rehabilitation, skilled nursing and long-term care for people with a wide range of needs. Whether someone is recovering from surgery, managing an illness or simply needs more support than can be provided at home, our staff is there to help.
The goal is not exactly the same for everyone. It may be returning home, becoming stronger, staying independent or simply feeling better and more comfortable from one day to the next. There will be progress, setbacks and difficult days along the way. Our job is to be there through all of it, and to help each patient or resident get as far as he or she can.
Sometimes that progress comes in large steps. More often, it comes in small ones. Either way, every step matters.
Our Steps to Home series follows patients through rehabilitation and the journey from hospital to home:
